Quick cash loans are a kind of installment loans that clients apply for in case of urgent necessity or when unexpected emergency expenses arise. Standard loan amounts for a fast cash advance is $100 to $1,000. Maximum loan amounts are about $2,000.

The whole amount of the loan is paid out in one single payment, whereas repayment is usually done through regular installments. Cash loan payments are an excellent alternative to loans made via banks. Our system is much quicker and more effective, with a fixed interest rate and easier ways to pay the loan back.

A loan application, whatever the type, usually takes just a few hours to receive approval. After you submit the application, you and the lender carefully check the terms and conditions and then sign a digital agreement. Once it is done, you will receive the loan via direct deposit within the same day or the next business day.

When submitting your loan application form, you must provide proof of your identity, a stable employment and payment history with a positive record of paying back lenders. Apart from that, a checking account or debit card account, and you are ready to go.

Here are all the criteria you need to meet in order to apply through DLT.

• Have worked at least 90 days in your current job
• Be 18 years old or older
• Hold US citizenship or be a permanent resident
• Receive a monthly income of at least $1,000 after-tax
• Hold a checking account in your own name
• Provide a valid phone number and email address

The easiest way is to apply for a loan, whatever kind you need, is via the application form available on our website. It takes just a few minutes, and after filling it out, you can get approved in a matter of hours. The procedure is straightforward and at any time you can contact us for more help.

The reason is simple—security. At DLT, we make sure you are the person you claim to be, and that you have the possibility of paying the lenders back, regardless of your credit score. In order to know that, we must ask for financial and personal information.

We stand by the value of respecting privacy, and as you can see from our Privacy Policy, we treat your data only for the intents written above. We have also implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls.

You can borrow as little as $100 and as much as $2,000. In some specific circumstances, even more.

Banks perform credit checks so that they can access the financial information related to your existing and past credit, payment habits, and types of loans. Banks need this info in order to assess your risk level as a borrower, that is, whether they can trust you will be able to pay the loan back in the terms agreed.

Yes, a checking or bank account, even through a credit union, is one of the few requirements you have to meet in order to be eligible for loan approval.

You will receive a notification to the number or email address you provided as soon as it gets approved. Thanks to the notification, you just need to be patient and wait, without stressing out about constantly checking the website. Nonetheless, you won’t have to wait long—applications are usually approved in a few hours.

• The higher your income, the better. With a stable income of $1,500 monthly you are very well positioned.
• Show proof of earnings to testify to your low risk level.
• Don’t get additional loans, it is a bad sign which could be interpreted by the lender as a hint to some economic issues.
• Do credit reports. Good credit is not fundamental, but positive credit reports certainly improve your financial profile.
• Change your bank to a more secure one.

First of all, bank loans are only better for people with good credit, therefore less opportunities are available than quick cash loans. Moreover, they are not very suitable for urgent cash. The whole process usually takes more time, and it is not so convenient compared to the speed at which you can obtain a quick cash loan.

Simply enter your ZIP code, your address, the area or the city where you live in our Locator, and we will find the nearest payday loan offers so you can choose the best one.

Usually not, but the reason for this vague answer lies in the fact that lenders have the freedom to decide whether to apply penalties and what those penalties are. Before finally agreeing to the loan, carefully read all the terms in order to verify what you are paying.

Prepayment penalty is a fee applied on borrowers who pay their loan off early. The reason for this fee, which may seem questionable at first, is simple—if you repay them earlier than stipulated, lenders lose money on interest.

Of course, delay in paying also entails negative consequences. For example, a lender might have the right, depending on the contract, to seize a valuable item (collateral) from the borrower who is failing to repay the loan.

If it is a payday loan, you simply pay it off with your next paycheck. A small dollar loan and an unsecured loan (not protected by a guarantor or collateral) shares this same concept. In case of installment loans, the amount of money to return is divided into monthly installments.