Privacy Policy Agreement

Last modified: March 08, 2023

1. Introduction

DirectLoanTransfer (later on referred to also as “Company” or “We”) and its Website directloantransfers.com (later on referred to also as “Website,” “Web page,” or “Platform”) values the privacy of the visitors of the Website, its users, clients, and customers (later on referred to also as “You”), and is dedicated to preserving it by according to the present policy. This policy covers all the topics related to how we collect, use, store, and protect information and data you may supply when visiting the Website. It also explains how You can revoke the permissions to your data usage or delete the information we collected from Our servers.

The present policy applies to the data the Company gathers:

• On the directloantransfers.com Website
• In all kinds of correspondence between DirectLoanTransfer and the user (including, but not limited to, emails, mails, and online messages)

Please read properly and understand this policy and its clauses and provisions. If You disagree with Our rules and procedures, You may not use Our Web page. If You access or use the Web page in whatever way, You agree to the policies and practices presented in this document.

Please be aware that this policy is subject to modification at any moment (as explained in the appropriate paragraph below). If You continue to use directloantransfers.com following the modifications we put in, we consider it a full acceptance of such revisions and amendments on your behalf. Therefore it is advised to verify the presence of changes to this privacy policy on a regular basis.

2. Interpretation and Definitions

2.1 Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear singular or plural.

2.2 Definitions

For the purposes of this privacy policy:

• “Company” (referred to as either “the Company,” “We,” “Us,” or “Our” in this Agreement) refers to DirectLoanTransfer, 5050 Quorum Drive, Suite 700, Dallas, Texas, 75254.
• “Cookies” are small files placed on your computer, mobile device, or any other device by a Website, containing the details of your browsing history on that Website among its many uses.
• “Device” means any device that can access the service, such as a computer, a mobile phone, or a digital tablet.
• “Personal Data” is any information related to an identified or identifiable individual.
• “Service” refers to the Website.
• “Usage Data” refers to data collected automatically, either generated by the use of the service or from the service infrastructure itself (for example, the duration of a page visit).
• “Website” (referred to also as “Web page” or “Platform” in this Agreement) refers to DirectLoanTransfer, accessible from directloantransfers.com.
• “You” (referred to also as “user,” “client,” “customer,” or “your” in this Agreement) means the individual accessing or using the Service, the Company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

3. Users Under the Legal Age

The services offered by Our Company are not intended to be used by people under the age of 18 (legal age). We never intentionally gather personally identifiable data belonging to minors. If You are not of legal age, please do not use any of the services we provide or any function that can be found on this Website. Most importantly, do not provide nor share any personal information of yours on Our Platform.

Suppose we discover that we have obtained or stored individual data from an individual below the legal age and without the parent’s or guardian’s permission. In that case, we commit immediately to erasing such data. If You suspect we have that data, please contact the Company via email or the online form on Our Web page (more detailed info on how to contact Us is available in the “Contact Us” or “Customer Support” sections of the Website). Our offices are located at 5050 Quorum Drive, Suite 700, Dallas, Texas 75254, United States.

4. What Information We Collect and How

We collect various sources of data concerning the visitors to Our Website. This data includes, but is not limited to:

• Personally identifiable information. Personal information that is, data which individually identifies You, such as name, mail and email addresses, phone number, SSN (Social Security Number), financial data (such as bank account information)
• Non-personally identifiable information. Data that has to do with You but does not identify You specifically
• Information from your browser Technical data regarding your connection to the internet, the device You use, and IP address.

We gather this information from the following sources.

1. Right from You when You decide to share it with Us, such as your SSN, checking account info, employment, income data, credit score, and credit history.
2. Automatically during your usage of the Website. As You visit and/or use Our Web page (any part of it), collecting the data you input happens naturally. The data gathered automatically usually has to do with the IP address, info related to cookies, activity stats, Internet Service Provider (ISP), and the like.
3. From third parties, such as publishers.

The following paragraphs will describe points a and b in detail.

4.1 Information You Decide to Provide to Us

The data we collect on or through Our Website may include the following.

• Information that You enter in the online forms on this Web page. This contains data submitted, for example, while making a loan request and applying for credit. When You fill out these forms, or when You supply Us in any way with your information, You promise that all the data You provide is true, authentic, full, and honest. You promise not to use untrue or deceptive information or one You do not have permission to use or transmit. Suppose we determine, in Our absolute judgment, that any of the information You provided is false, incorrect, or incomplete. In that case, we may deny your access to and usage of Our services and seek proper legal recourse.
• Copies and records of the communication between You and the Company, if there was any, including the email addresses if it was carried out via email.
• Your replies to any questionnaires You may be asked to fill out for analysis purposes.
• Information about the transactions You carried out through directloantransfers.com.

4.2 Information We Collect Automatically

We could use automated data collection tools to gather information concerning your device, surfing, searching behaviors, and trends as You visit and engage with Our Web page. These include the following.

• Details about your access to Our Website, including traffic statistics, geo-localization services, records, as well as other communication data, including the services You view and utilize on the Web page.
• Your IP address, OS version, and browser version, in addition to other characteristics concerning your internet access and your PC or the device You are using.

The data we gather automatically is statistical evidence and does not contain personal details. However, we may store or connect it with sensitive data we acquire through other means or obtain from third-party companies. It allows Us to enhance Our Web page and to provide a superior and more customized experience, especially by allowing Us to:

• Estimate the magnitude of Our audience and take advantage of trends
• Save data about your choices so we can tailor Our Website to your specific tastes and preferences
• Accelerate your searching
• Remember You when You visit the Web page again.

We utilize the following instruments for an automated gathering of data.

• Cookies (also known as browser cookies). Cookies are little files that are stored on your PC’s hard disk. You can decline browser cookies by enabling the corresponding setting when the cookie prompt comes up in your window or the settings. If you deny cookies, You may not be able to browse through certain areas of directloantransfers.com. If You have not configured your browser to reject cookies, Our servers will automatically generate cookies when You navigate to Our Web page.
• Flash cookies. Some parts of directloantransfers.com may gather and keep data concerning your interests and activities on the Website using locally stored objects known as “flash cookies.” These are not controlled by the same settings on your browser as the cookies in the previous category. If the user is interested in having more information about how to manage these cookies, he or she can contact the Company at the addresses and through the modalities better explained in the section “Contact Us” or “Customer Support” present on this Website.
• Web beacons. Also known as clear gifs, pixel tags, and single-pixel gifs, they are tiny digital directories that could be included in Our Website and in the emails we send. They allow Us, for instance, to count the number of clients that have frequented the pages and articles on Our Website or that have opened or replied to Our emails, as well as for connected Web page statistical data (e.g., counting the popularity of a specific type of content we provide or controlling the correct functioning of Our servers and system).

Please note that we do not gather sensitive data about You automatically, but that we could combine it with data we have about You we gathered through additional parties or that You willingly decided to provide Us.

5. Why We Collect and Use That Information

As for the more specific question on the reasons we collect and then utilize the information we described and listed above, here are some of them.

• Provide the client with choices for short or long-term loans, financial products, or other services he or she is interested in.
• Display the contents on the Web page in the most appropriate and optimum way.
• Provide the services the client asks for.
• Contact the client, also through third-party companies, via email or phone.
• Advertise marketing based on the client’s preferences and/or history.
• Assemble statistical information and conduct research based on the client’s Website usage.
• Carry out any other task outlined to the client once he or she submits the data.
• Monitor the respect of Our Terms of Use.

6. Data Retention and Security

By browsing and using directloantransfers.com in any way, You recognize and accept that DirectLoanTransfer may keep your data for an unlimited period of time. Therefore, please be aware that when You send or transmit in any way your personal data, You do so at your own risk.

We have put in place safeguards to protect your personal data against unintentional loss as well as non-authorized access, misusage, modification, and exposure. We save all the data You supply Us on secure networks protected by firewalls.

You are responsible for the privacy and safety of your data. You are in charge of safeguarding any password we may have provided You with (or that You may have selected) for access to particular areas of Our Web page. Please refrain from disclosing this private information to anybody.

Regretfully, internet-based data transfer is not entirely safe. Even though we make every effort to safeguard your private info, we cannot ensure its safety while submitting to Our Web page. Private data is sent at the sender’s own risk. Any privacy and security setting or feature on directloantransfers.com may be circumvented without Our knowledge and liability.

7. Transfer of Your Personal Data

Your information, including personal data, is processed at the Company’s operating offices and in any other places where the parties involved in the processing are located. In addition, such data may be transferred to and maintained on computers and systems outside your state or governmental jurisdiction. Your consent to this privacy policy, followed by your submission of this information, represents your agreement to that transfer. DirectLoanTransfer will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.

8. Delete Your Personal Data

The user has the right to delete or request that we assist in deleting the personal data collected about him or her. Our service may give You the ability to delete certain information about You from within the service. The user may update, amend, or delete your information at any time by visiting the appropriate settings section that allows You to manage your personal information. The user may also contact Us to request access to, correct, or delete any personal data that may have been provided to Us.

Please note, however, that we may need to retain certain data when we have a legal obligation or lawful basis to do so.

9. Disclosure of Your Personal Data

9.1 Business Transactions

If the Company is involved in a merger, acquisition, or asset sale, your personal data may be transferred. The Company commits to providing notice before such sensitive information is transferred and becomes subject to a different privacy policy.

9.2 Law Enforcement

Under certain circumstances, DirectLoanTransfer may be required to disclose its clients’ personal data if required to do so by law or in response to valid requests by public authorities, such as a court or a government agency.

10. Third-Party Disclosure

Links on directoloantransfers.com may lead to third-party online sites with separate and completely autonomous privacy practices that are different from those of Our Company. Any actions or practices on these sites aren’t Our responsibility and aren’t supported by Us. As a result, we advise You to carefully study and review the privacy statement displayed on any of the third-party Websites You visit before providing any private data or engaging directly in any of their contents and sections.

11. Consent to Communicate

The users of directloantransfers.com provide explicit permission to be reached and engaged by email and mail, phone, or text message, when possible, when they provide their contact details to the present Website. Therefore, please adhere to the steps indicated in the relevant message if You want to unsubscribe from any contact methodologies.

12. Changes to the Present Privacy Policy

DirectLoanTransfer reserves the right to modify the present privacy policy at any time in order to reflect emerging technology business trends, regulatory obligations, legislative considerations, minimum standards, or other factors. If these factors influence the Website materially, we have an obligation to notify the user and, where necessary by relevant legislation, get your permission.

The day the privacy policy has been revised and amended for the last time is shown in the top left side of the page for your knowledge and benefit. Your continuing usage of directloantransfers.com following the implementation of any such modifications demonstrates your agreement to any changes or revisions to this policy.

13. Contact Information

DirectLoanTransfer is completely open to any contact with its customers, clients, and users or with anyone who would like to receive further information. For any concern, question, or comment regarding Our privacy policy, the present legal document, or similar inquiries, please find a short account of the methods of communicating with us in this section. In addition, in the “Contact Us” and “Customer Support” sections of Our Website, You can find more detailed information on the same topic.

13.1 How To Contact DirectLoanTransfer

Users at directloantransfers.com can get in touch with the Company in three main ways. First, the user may select the approach he or she prefers more; the Company commits itself to answer the client as soon as possible, through whatever means he or she has selected.

• Make an online inquiry using the online form available on the Website. Your name, email address, and the message You wish to send should be entered into the form before clicking the “Submit” button. Your communication will be received immediately, and the responsible team will answer by email.
• Media and Editorial Teams’ supervisors, Mr. Adam Dull and Mr. Kyle Drummond may be contacted by email at their addresses [email protected] and [email protected].
• DirectLoanTransfer’ offices are located in the United States, in the state of Texas, more specifically at 5050 Quorum Drive Suite 700, Dallas, Texas 75254. The office receives letters directly at its mailbox, therefore, is open to any communication from whoever desires to communicate through this means.

13.2 More Information on the Company

Suppose any user wants to understand more about DirectLoanTransfer. In that case, the Website provides all kinds of information regarding the Company, its structure, how it works, and the legal structures at its basis. The following are just a few prompts to direct the user toward a complete knowledge of the Company.

The Frequently Asked Questions (F.A.Q.) section can be found here, where we address the most frequent queries from Our customers. A new user may discover all the fundamental details on Our financial products and services there, including, but not limited to, personal and payday loans.

Users can find the section where we extensively describe DirectLoanTransfer and how it operates in the financial industry clearly and transparently. Therefore, if a potential client wants to apply but is unsure of the prerequisites or the application process, he or she can find all the necessary and relevant information there.

What has just been presented here is a small portion of the content on directloantransfers.com. We welcome Our customers to browse through its various sections to learn more about Our projects, lending and marketing methods, rates and fees, and more, also related to managing finances in the wake of the Covid pandemic.