DLT logo

Get a Loan Fast!

How much do you need?


For how many months?


I read and agree to Privacy Policy, Terms of Use, Rates, Responsible Lending Practices and Marketing Practices, before submiting a loan request
  • Fast and simple application
  • Applying does NOT affect your credit score!
  • Bad credit OK
  • No credit check

Get Instant Wire Transfer Payday Loans with Easy and Secure Application at DirectLoanTransfer

Kyle Drummond

Kyle is a talented and knowledgeable financial advisor. In just one year, he's ascended from a junior advisor to a middle advisor. He loves to share his knowledge with his customers and readers alike!

Wire transfer payday loans are short-term loans that are paid with your next paycheck. So, the maximum loan term is one month or 30 days. Payday loans are designed to offer fast cash to cover unexpected expenses, such as hospitalization or funeral expenses. Once the lender approves your application, you can get your money directly into your account in just a matter of minutes.


Can I Have a Wire Transfer Loan With Bad Credit?

DirectLoanTransfer has a wide pool of lenders that allow borrowers to get a quick wire transfer loan, even with bad credit. This vast network allows us to find the most suitable lender that suits your needs. In other words, DLT does the legwork, ensuring you have the success.

Can I Have a Wire Transfer Payday Loan With No Credit Check?

One of the advantages of wire transfer loans is that credit checks are not required. While banks and traditional finance companies perform hard credit checks that hurt your score and often lead to disapproval, a payday advance loan only requires proof of your income. Once that is established, you can receive your money in your bank account via direct deposit.

Can I Have a Wire Transfer Payday Loan When Unemployed?

You can get a wire transfer payday loan while unemployed. There are payday lenders in the DirectLoanTransfer network that offer cash advance loans even to those who are jobless. According to Experian, some loan companies use a person’s unemployment benefits as a proof of income. Other forms that are acceptable include disability income and social security benefits. Aside from presenting proof of your income streams, you can also show proof that you have a savings account or a job offer.

Can I Have a Wire Transfer Payday Loan With Instant Approval?

The beauty of these types of loans is the instant approval, especially through DLT. Most of our lenders offer payday loans online with same day deposits. Simply fill out our online loan application form with your personal details and submit it. You will receive a lender match and approval as quick as one hour.

Note that the process depends on several factors, such as the lender and loan amount. Additionally, returning customers can get faster approval.

Are Wire Transfer Payday Loans a Good Choice for Me?

Since a lot of payday lenders do not require a credit score check, it’s easy to avail this type of personal loan. But is it really for you or not? Check out the simple table we created for you:

Advantages Disadvantages
You have quick and easy access to cash Payday advance loans can have an APR that goes up to 400%
Wire transfer loans do not require a credit history Does not build your credit because they’re not reported to credit bureaus
It has fewer requirements than a traditional personal loan Can trap you in a cycle of debt because of high-interest rates
Unlike car title loans, they don’t require a collateral They have access to your bank account

Why Should You Choose DLT?

Easy Application Flexible Terms Quick Cash
Complete the online form, send documents, and sign the loan agreement. No guarantor necessary.  DLT helps you easily find a lender with the most competitive interest rate and repayment terms.  Once approved, the money will be deposited to their debit cards the same day.

How Do Wire Transfer Payday Loans Work?

  1. Assess Your Financial Situation. Before you apply for direct deposit loans, determine how much you need. Payday loans generally range between $100 and $1,000, depending on the state you live in.
  2. Apply Online.
  3. Submit Documents.
  4. Wait for the Approval. Our loan providers work fast, so you can receive approval within an hour after applying.
  5. Get Your Cash. Once you sign the loan agreement, the loan amount will be deposited to your account the same business day.