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  • Fast and simple application
  • Applying does NOT affect your credit score!
  • Bad credit OK
  • No credit check

Get Small Payday Loans Online with No Credit Check from Direct Lender at DirectLoanTransfer

Kyle Drummond

Kyle is a talented and knowledgeable financial advisor. In just one year, he's ascended from a junior advisor to a middle advisor. He loves to share his knowledge with his customers and readers alike!

A poor credit score can make it difficult to get a loan from banks and other traditional credit providers that check your FICO score before giving you a loan. If you find yourself in a situation like this and you’re cash strapped, your best bet is to apply for a no credit check loan. Providers that give loans like this don’t need to check your credit rating and can give you a loan even if you have poor credit history.

Payday Loans Online Same Day Deposit

Can I Have No Credit Check Loans With Bad Credit?

Yes, you can apply for and get a no credit check loan with bad credit. Bad credit loan providers are known to provide loans for all categories of people, including those with poor credit.

They will not do a hard credit check on your account. They only require you to have a means of income to repay the loan. Thus, poor credit scores at the time of applying for this type of loan does not matter.

Can I Have No Credit Check Loans When Unemployed?

Yes. No credit check loans are great loans for unemployed people. Even if you don’t have a job right now, you can still get a loan. No credit loan providers only need you to demonstrate your ability to repay the loan by providing proof of steady monthly income.

Once you supply all the information required on the online application form, you will be sent an offer within minutes and your loan will be approved instantly. The maximum time it takes to get this type of loan is one business day. The entire process is quick and easy, so you don’t have to worry about long waiting times or gathering tons of paperwork.

Are No Credit Check Loans a Good Choice for Me?

Advantages Disadvantages
Guaranteed approval since the requirements for no credit check loans are flexible.  Loan usually comes with high interest.
You can get a loan even with poor credit ratings. Short-term loan with very short repayment period. 
Convenient online application with instant approval.  

Why Choose DLT For No Credit Check Loans

Trusted loan providers Simple online application process  Free loan application
Our network of loan providers offer the most flexible rates possible with no credit check.  You can apply for a payday loan with DLT anytime, anywhere and from any device. Borrowers don’t need to pay any fees for our loan services.

How Do No Credit Check Loans Work?

  1. Fill out an online form . To begin your online loan application, provide your basic information online on the DLT website and select your loan amount.
  2. Lender matching. Get matched with direct lenders and review the loan offers available near you Once you select a lender, you will be redirected to the lender website where you’ll complete your application—no credit report required. 
  3. Loan approval. You’ll be notified of the status of your loan application via SMS or email. Once you accept the loan agreement, the money will be sent to your account.