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Kyle Drummond

Kyle is a talented and knowledgeable financial advisor. In just one year, he's ascended from a junior advisor to a middle advisor. He loves to share his knowledge with his customers and readers alike!

Sometimes, unforeseen circumstances may make it difficult for you to meet your financial obligations. If you run out of cash before your next payday, you can apply for a payday loan to get emergency cash. This type of short-term loan can help you keep your head above water before your monthly income arrives. Payday loans are quick and easy to get and you can receive approval ASAP regardless of your current credit score.


Can I Have Legit Payday Loans With Bad Credit?

Yes, you can get real online payday loans with bad credit. Your probability of getting cash advance loans depends on you having a reliable source of income to pay back the loan. Therefore, your credit score is not an important consideration for online lenders.

If you have low credit and you’ve been unable to get a loan from a bank or any other conventional lender, you can still qualify to get approved for a payday loan in no time.

Can I Have Legit Payday Loans With No Credit Check?

Yes, you can get trusted payday loans online with no credit checks. Unlike banks and other traditional credit providers, payday loan providers don’t need to do a hard check on your credit rating. In most cases, all that’s needed is proof of income.

If you’re bothered that a credit check will disqualify you from getting a loan, applying for a cash advance from a payday lender is a good option to consider since they will not do a credit check. At the very least, they will conduct a soft credit check, which has no impact on your credit score or report.

Can I Have Legit Payday Loans When Unemployed?

es, you can get legit payday loans even if you do not have a full-time job at the moment or you don’t have a job at all. This is one of the main benefits of payday loans. Nonetheless, you may still need to provide a verified means of income to demonstrate your ability to repay the loan.

This includes social security payments, unemployment benefits, pension funds, disability benefits, alimony or child support and other alternative means of income.

Can I Have Legit Payday Loans With Instant Approval?

Yes, legit payday loans are approved within minutes of your application. You only need to supply some personal details and agree to a loan offer once you have reviewed the loan terms. In most cases, approval is within the hour for the best payday loans and you can receive the money you need instantly.

The maximum duration for most payday loans is one business day; however, approval speed may vary from one payday lending company to the other.

Are Legit Payday Loans a Good Choice for Me?



Payday loans are approved instantly. Interest rates and other associated fees are high.
You can get a payday loan from a direct lender, even with poor credit. It is a short-term loan, so repayment period is often short. 
No security or guarantors required for this type of loan. You can only get small loan amounts at a time. 
Fewer requirements compared to other loan types.   

Why Apply For Payday Loans Via DLT

We have several loan providers in our lender network offering the best annual percentage rates (APR). Simple online application process with no fees required. You can apply for a payday loan with DLT anytime, anywhere and from any device 

How Do Payday Loans Work?

  1. Fill out an online form Provide your basic details by filling a simple form online.
  2. Get loan offers The information will be used to match you with a lender. You can browse through various offers that you qualify for and choose the most suitable.
  3. Loan approval The payday loan provider will process your application within minutes and send you an offer. Once you accept the terms of the loan agreement, the funds will be sent directly to your bank account.