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Kyle Drummond

Kyle is a talented and knowledgeable financial advisor. In just one year, he's ascended from a junior advisor to a middle advisor. He loves to share his knowledge with his customers and readers alike!

Do you need to obtain a short-term loan for an emergency? Are you searching for a fax machine to apply for a payday loan but can't find any?

If your answer is yes, then you'd be pleased to know that obtaining a short-term loan or faxless payday loans is way more convenient than you imagined. You don't have to search for a fax machine to apply, and you don't have to pay someone to use their machine. The application process for fax-less loans is easy and simple, and even with a low credit score, you can apply.


Short-term loans have become a significant way of assisting people who need urgent financial assistance. But the process of accessing the loans can be a bit frustrating if it is not simple and easy. You'll likely find that many payday lenders still require you to either visit their physical locations or submit your application via fax. You may be eligible to apply for a payday loan with the lender. Unfortunately, the option of visiting their physical location or sending a fax isn't a great one, especially for people who live in rural areas or who don't have reliable, working vehicles.

What Is a Faxless Payday Loan?

A faxless payday loan is simply the same as a traditional payday loan, only that you need to fax the required documentation for your application instead of submitting physically or electronically. This means that you need to know how to use a fax machine or get someone to do it for you.

Faxless payday loan application is meant to make the loan application process easy and straightforward for every borrower. Essentially, most payday loans online today are faxless loans. Since the advent of emails and other modern means of communication, people hardly use fax these days. After all, to get started, all you need to do is scan your documents and send them.

In addition to this, you won't need to worry about spending extra money trying to get your application documents faxed to the lender. Essentially, no-fax or faxless payday loans are hassle-free short term loans accessible to just about anyone in need of financial rescue. Since faxless payday loans are just like traditional short-term payday loans, it means that you can still apply when you have a bad credit rating. And typically, you`ll have to pay back fully on your payday.

Why Go for Faxless Payday Loans?

It is almost impossible to imagine that any borrower would want to go through the trouble of faxing loan applications when there are easier and cheaper methods of getting the job done. Now that most people have internet access, especially on their mobile phones, your best and fastest option for submitting your loan application is using the internet. Even with a mobile phone with access to the internet, you can apply for a faxless loan on the lender`s website, right from the comfort of your home.

In fact, email is almost always easier and quicker to use in a variety of situations. Given the advancement in technology that we have today, it is increasingly challenging to find fax machines. Even when you do find one, there is also the challenge of operating the machine. However, faxing is easy to do if you work in an office that uses fax. Otherwise, you'll probably have to visit an office center that charges you per page or minute. If you live in a rural area, this means that you'll need to drive to the fax center.

Most fax payday loans today are direct, more convenient, and often more affordable than a typical cash advance that requires the use of a fax machine. You don't have to search for a fax machine to apply, and you don't have to pay someone to use their machine. Also, note that your current financial capability and credit score may determine the loan amount you qualify for.

Do I Need a Credit Check for a Faxless Payday Loan?

No. You don't. Payday loans, in general, do not require credit checks. Remember, it is a quick loan, and no collateral is demanded. Payday loans are commonly known as cash advances since the lenders are only advancing you cash that you`ll get back on your payday friends.

Requirements to Apply for a No Fax Payday Loan

Getting a payday loan today is far easier than it used to be; You can easily apply for loans without using a fax machine. But you have to meet a few requirements. Direct lenders, for instance, will make an instant decision on your loan application. The requirements to apply can include the following:

  • You must be in a state where the lender is licensed to operate.
  • Must be at least 18 years old
  • You have an open, valid checking account that accepts electronic transfers.
  • A valid phone number and email address
  • A current address

Note: You're also eligible if you are not an active member of the military, and you are not the dependent of an active member of the military.

Also, be mindful that you are not indebted elsewhere, which will likely affect your chances of getting a loan.

How Long Does It Take to Get a Payday Loan?

The application is easy and straightforward. All you need to do is fill out the application form online and submit it. The company receives and reviews your attention. Within 24 hours, you will be credited. Typically, it takes just a few minutes to ascertain your eligibility. Once this is done, the funds are credited into your account.

Bottom Line - Is a Payday Loan Right for Me?

Faxless payday loans are relatively easy to obtain, hence their popularity. However, you may have issues getting a new loan if you`re still indebted elsewhere. But the good news is that it does not involve faxing, no need for collateral, no credit check is required, and it is accessible to people with bad credit scores.