Get a Loan Fast!
How much do you need?
For how many months?
- Fast and simple application
- Applying does NOT affect your credit score!
- Bad credit OK
- No credit check
Get Easy Payday Loans Online from Direct Lender with DirectLoanTransfer
When you are faced with a critical financial situation and do not have the money or credit score to help, applying for an easy payday loan with DLT can save you. If you need money immediately but do not know where or how to get it, we know how to help you.
Can I Have Easy Payday Loans With Bad Credit?
If you have a bad credit history or a low credit rating, you may not be able to get cash from traditional lenders, such as banks. To access the money you need quickly, turning to online lenders like DLT is advantageous.
Online institutions that offer bad credit loans operate at a very rapid pace. Your money may be deposited in your account in just a few minutes!
Can I Have Easy Payday Loans With No Credit Check?
The procedure of getting payday loans online with no credit check is open to anyone as long as they meet the following conditions:
- Be at least 18 years old
- Have a stable income
- Have a good repayment capacity
The DirectLoanTransfer service allows you to get the best online payday loans transferred to your account ASAP. Thanks to our technology, we match you with payday lenders that securely study your situation and borrowing capacity without hard credit checks.
Can I Have Easy Payday Loans When Unemployed?
Even though getting credit for the unemployed is complex, it is possible. Your professional status is not the only criterion studied by the direct lenders. So, you can use any unemployment benefit or financial assistance program you possess (insurance, retirement funds, alimony, etc.) as long as you meet the requirements.
Can I Have Easy Payday Loans With Instant Approval?
To meet urgent financing needs, some lending organizations like DLT grant instant loans. You can get a payday loan the same day after your request is accepted.
Applying for an instant payday loan doesn't require many supporting documents—no more paperwork and no more wasted time. With a fast and transparent online procedure, you know the amount of money you will receive in your account, annual percentage rate (APR), and interest rate before signing the loan agreement.
Are Easy Payday Loans a Good Choice for Me?
| Advantages | Disadvantages |
| Funds are available as soon as possible, usually by the next business day. | If you apply for bad credit loans, the lenders offer high-interest rates. |
| Suitable to the needs of borrowers with poor credit scores. | Borrowers should always compare the annual percentage rateoffered by lenders. |
| The amount of monthly payments is transparent and clear. | A direct lender can reject your loan application for several reasons. |
| Compared to guarantor loans, instant payday loans don't require any collateral. | Risks of falling into the debt trap are high under bad terms. |
| Unlike traditional bank loans, you can apply with little paperwork easily. |
The fundamental criteria for accessing an online payday loan do not vary. It is, above all, a question of evaluating the financial situation and professional stability, defined by the levels of income and indebtedness.
Every applicant has to provide all the elements necessary for the finance company to assess their ability to repay and run a credit check. Therefore, the borrower should be loyal and communicate all the supporting documents requested so that the lender can determine the amount of money to grant.
Why Choose DLT to Get Instant Loans?
| Effortless Application | Quick Processing | Instant Online Loans |
| A simplified online application procedure saves your time and energy. | We put lots of effort into matching every client with suitable online lenders. | Our clients sign loan agreements with lenders the same day or the next business day after applying. |
How Do Payday Loans Work?
Getting instant cash is a quick process and requires only a few steps:
- Fill out the application form.
- Submit supporting documents and ensure you provide all the requested information and details.
- Trust your agent. As an intermediary, they will solicit their network of partners to choose the one that offers payday loans online on reasonable terms.
- The lending institution will approve your cash loan request and contact you with further details.
- Accept the loan agreement and receive your payday loan.
A payday loan is a short-term loan that is paid back with your next paycheck, usually two to four weeks. You can typically get between $100–$1000, depending on your application, the lender, and the state you reside in. One of the benefits of these loans is an almost immediate response without much paperwork to provide.
While the interest rates are higher, they don't affect your credit score and offer same-day approval. The Consumer Protection Act and payday lending state statutes define the maximum payment amounts, credit limit, finance charges, and durations for this borrowing.
Once the agreement between borrower and lender has been signed, the main thing to keep in mind is the day of repayment. In most cases, the loan principal and the associated costs and interest (insurance, administration fees, etc.) should be paid off in a period between two weeks and one month. The interest rate for this type of financing is fixed, meaning it will be established at the time of signing the contract and will remain the same for the entire duration.
The main advantage of short-term crediting is the speedy time to obtain the funds after a request. It usually takes up to 24 hours upon approval to be credited with the loan amount you applied for. Customers who have already used the service enjoy shorter waiting times.
To qualify for the services offered by DLT, you should:
- Be of legal age (at least 18 years old)
- Have a valid ID
- Have an active checking account
- Provide some proof of income
All this data is collected to find a matching lender and ensure that you make your loan payments on time.
The information we require helps us match you with the best possible lender for your financial needs. Every detail has a purpose and every piece of information you provide increases our loan experts’ ability to pick a lender who can offer what you are looking for at competitive rates.
The average amount of short term loans online you can get is around $500. Note that the loan amount you can receive is governed by official state statutes. For example, in Delaware, you can borrow up to $1,000, while in Indiana, the maximum amount is $550. Thus, the minimum and maximum loan amounts vary between states.
To borrow money above $1,000, consider other types of credits, such as online personal loans, title loans, or installment loans.
Financial institutions must verify your solvency and ability to repay, taking into account your debt ratio. The result of this evaluation has an impact on credit approval and the interest rate. The more positive the result, the better the loan offer. DirectLoanTransfer works only with those institutions that run a soft credit check when assessing your application
Most lenders require you to provide your bank account so they can transfer the funds via direct deposit and take out payments (if you agreed to automatic payments).
When filling out an online form, you should make sure that you enter all the information correctly. After submitting an application, DLT spends several hours processing it. If accepted, you will be notified via text message or email that you provided in your application.
- Provide proof of income
- Have a stable income of at least $1,500
- Check if your bank is popular and reliable (if not, change it)
- Review your credit report to gain a better understanding of how much you should ask for
- Don't ask for any other type of credit in the meantime
Banks, despite being the first place people think of when in need of a loan, have very few advantages. The fees you pay can reach enormous amounts, the interest rate can change at any time, and the approval procedure is long and stressful.Payday loans online offer more generous terms, fast approval, and less time spent on assessing your reliability.
In most cases, no. The lenders are usually sure that everything will run smoothly, giving borrowers the freedom to make payments at any time.
You can make payday cash advance payments with the same card you received the funds by setting up an automatic payment. This allows the lender to easily receive their loan repayment and alleviates the stress of making the payment on time. You can also opt for manual payment options, such as post-dated checks.