Moving out from home for some people is a stressful ordeal and, for others, a necessity. Regardless of the reason for leaving your current house, money is always the first thing that comes to mind. Can you afford to move out?
After all, a move usually costs thousands of dollars. Safety deposits, rental trucks, moving companies, and even realtor fees are some of the expenses that will come your way. Yet, not everything is as bad as it sounds. In fact, there are tips that can make the process not only easier but cheaper, too.
Want to move out without any money? Well, scroll down and let us help!
Steps To Moving Out With No Money
We’ve put together a checklist to assist folks who are considering moving out on a non-existent budget. Each of these steps will help you navigate a different aspect of moving out, from getting free help and resources to achieving the right mindset. Everything is possible if you plan it right. So, go through these steps and remember the ones that make sense for your situation.
Plan Your Decision To Move Out
To begin, one must be sure that they will be moving out and plan accordingly. Many people tend to move out on a whim and without forethought, but we advise against this. The primary reason is that you could end up homeless and vulnerable in the end. Consider all options carefully, and if you’re confident you can handle it, go ahead and do it.
Ask yourself the following questions:
- Where exactly do you want to go?
- Do you want to stay in your current city or are you moving to a new city?
- What’s the cost of living there?
- Will you have enough money to manage until you get a job?
- Will you have someone to help you out during and after the move?
- Do you have a backup plan in case things don’t go as planned?
We recommend you look into the housing market before moving and finding places with the rent you can afford. Then, consider the utilities and all the other expenses associated with your future house. Only when you have all the data can you decide whether you can afford to move. Even if the process of moving goes smoothly and entirely for free, what comes next is something you can’t ignore.
Weigh Your Options
You must examine your options if you are positive that you can move out. First, you must devise a strategy and weigh your possibilities. Next, find a location that meets your needs and make a deposit if necessary. If you have the perfect place and no cash to secure it, consider getting a payday loan online. You can do this through our website. Our lending partners will provide fast approval times and send you the cash the same or the next business day.
What if things are looking gloomy and you need to get out as soon as possible? Then, we recommend you find a friend to stay with for a couple of nights until things settle down. Afterward, you can find a place to call your own. Don’t forget that various local shelters assist those who may be living in an unsafe environment. Many Americans overlook this option, but they are often the fastest solution for those without an emergency fund.
If you’re a college student, there are several options for dealing with moving out. Renting an apartment with friends, for example, allows you to split the rent, which can be beneficial and less stressful. You can also supplement your income by applying for scholarships. Additionally, you can try to move into a dormitory with other students. It may not be the cheapest option; however, it is still viable for moving out.
Secure a Job Before Moving Out
Many people eager to move out fail to think a few steps ahead and secure a job before the move-out day arrives. This is how you fail and create more problems for yourself. If you have the time to wait until you’ve secured a job—do that. Once you move out, you’ll have bills to pay, rent or mortgage, insurance, and lots of other minor and significant expenses. In many cases, especially if you are a single parent, you may need a side gig, too.
Ideally, you can find a job that you love and one that pays well. Nonetheless, if you really need to move out, it’s okay to get anything you can find—there are lots of positions that don’t require any experience. While they may not be your first choice, such jobs can help you survive until you get something better.
There are also various online jobs you can apply for. They may require some skill, but they will give you enough cash to help you with your move. These are great choices if you don’t want to spend money and time commuting. Also, online jobs give you the freedom to opt-in for a new house that’s in a cheaper area. Its location won’t affect your employment, but it will save you some precious cash.
Budget Your Moving to a New Place
Nobody likes budgeting, yet that’s often the secret to moving away from your parents’ house without any money. Having a monthly budget helps in several ways:
- It reveals your spending habits.
- It shows you where most of your cash is going.
- It helps you decide where to cut down on spending.
- It helps you save money by carefully planning your income and spending.
Having a notebook or an Excel spreadsheet can help with budgeting, and keeping monthly track of your spending habits is ideal. You will know how much money you have earned, spent, and on what. In turn, you will know how much money you have left, so you don’t go overboard with the spending.
Moreover, keep track of the state of your finances and never spend beyond your means. If you have a job, make sure to keep track of your income and plan accordingly. Making the big move is not just time-consuming but also a huge financial decision, as well.
In the end, having enough money and being aware of your financial standing will be advantageous. In these types of situations, getting a job and having a steady source of income is critical. Moving out is pointless if you can’t afford to pay your monthly rent or bills.
Sell the Stuff You Don’t Need To Get Enough Money
One way of making money while also decluttering is selling your possessions. If you haven’t used something for a while, you don’t need it. If you don’t need it, you should sell it and make instant cash. It’s a win-win situation for everyone. Your old stuff will get a new life with someone who needs them. In return, you will get the much-needed money to fund your move from home.
If you’re not sure what you can sell, you’d be surprised that there’s a buyer for almost anything. Belongings you’d want to get rid of if you need to move out without money include:
- Electronics – If you plan to rent out a space that’s furnished, you can sell your TV, speakers, oven, and anything that you won’t need.
- Clothing – You don’t want to spend time and money on relocating clothes that you’re not wearing anyway. Instead of bothering with such clothing and footwear, you should sell them and make some profit.
- Furniture – Furniture is bulky, and that makes it expensive and complex to move. If you get a furnished place, there’s no need for you to bother with the old furniture, so you can sell instead.
- Home décor and accessories – These two make your home charming and welcoming; however, when you’re in a situation when you don’t have money and you must move away from home, you must make hard decisions. Selling paintings, vases, and other ornaments is really the smartest step you can make.
Furthermore, decluttering and selling the items you don’t need helps when it comes to you packing. You can move out faster if you only have a few bags with you rather than a refrigerator and a sofa. Also, moving out with a few boxes and bags means that a friend can help you get to your new place. Bulky items often require extra care and professionals. These, you guessed it, cost money.
Try Couchsurfing To Cut Down the Cost of Living
Couchsurfing is a platform that lets people sleep at other people’s places for free. This is a platform primarily for travel enthusiasts. The idea is simple, let someone at your place and then expect free accommodation at another person’s place when you need it.
While this may not be an ideal solution for those who want to move out without cash, it’s still a valid option. It’s better to sleep on someone’s sofa than to stay in a challenging situation or sleep on the streets. More importantly, sites like Couchsurfing are free, and you can also check reviews to find trusted members. So, it won’t cost you any money, and you may even end up making a new friend.
Naturally, you must be careful and analyze the situation. You shouldn’t just accept staying anywhere, even if it’s for free. However, if someone has lots of positive reviews and seems legit, there’s no need to miss out on a chance to live rent-free for a few nights.
Start a GoFundMe Campaign
Believe it or not, there are people out there who would love to help strangers accomplish their dreams. There are also people ready to support struggling students or someone who lives in a tough household. One way to reach those good Samaritans is by creating a GoFundMe campaign.
This platform enables users to make their own page and share their stories. Basically, you can tell potential donors why you want to move and why you can’t afford it. Then, you get to set a money goal and a deadline for when you need to collect the money by. Finally, share the link on social media to gain exposure and hope for the best.
You’d be surprised to discover how many individuals would go out of their way to help you. In 2019, the network raised over $9 billion through donations. There’s no reason you can’t get some of that cash for your cause!
Get Free Moving Supplies
If you want to cut down your moving expenses as much as possible, you need free stuff. You can start with the basics like boxes and bags. You can get free boxes from a range of places, really. Not sure where exactly? Well, here are some options:
- Family members
- Local shops
- Retailers and supermarkets
- Colleges and schools
Let’s say your first quest was successful, and you’re done packing. Well, the next thing you could get for free is help. You can make it work if you ask your friends to help you instead of paying for movers. Another thing you could be saving is transportation costs. Renting out a van is expensive, so remember to ask friends with cars to help move your belongings to your new place. Treat them with pizza or drinks and save hundreds or even thousands of dollars.
Reach Out For Help
In any given situation, we all need to remember that friends and family have our backs. Staying in your parents’ house until you find a place or couch surfing from one friend to another is always an option.
Let’s say your parents aren’t the reason you’re moving out with no money. In this case, you might have the option to reach out to them for help. Of course, the best-case scenario here would be for them to offer you some money willingly. Even if they aren’t initiating it, they might be willing to provide you with a quick loan to help you get your footing. You can work out the terms of the loan and pay them back as soon as you can.
If they’re unable to help you financially, they might offer a helping hand with the physical side of moving. This would include packing and organizing your possessions, arranging a moving vehicle, or transporting your items. Having that aspect of the move taken care of can be a massive load off your shoulders, and will give you the opportunity to focus on other concerns.
If your parents and family aren’t an option, consider turning to a friend. It can be something as simple as borrowing moving supplies so you can cut down on unnecessary expenses. Ask your friends if they have some extra furniture that they don’t use and you can take off their hands. An old couch sitting in their attic could be just what your living room needs.
Alternatively, one of your friends might have a pickup truck you can borrow during the move. This can be of enormous help if you’re moving within your area, as hiring a moving vehicle can be quite expensive.
Postpone Some Expenses For Later
If you move to a different city, the costs of moving your stuff can be really high. We have already advised you to sell what you don’t need, but that’s not always possible. However, you don’t have to move everything at once and spend all your savings on the move.
Instead, you can try to postpone certain expenses. For example, store your items at a friend’s garage and get them once you have enough money to do so. Also, you can consider not getting internet or TV right away until you boost your income and savings. Mix these with a bit of couch surfing and getting help from your friends, and you’ll have lots of cash in your pockets.
Have a Backup Plan
It’s crucial for you to remain realistic during this process. A backup plan is always needed, especially when it comes to big moments such as moving. The easiest way to do this is by thinking about what your worst-case scenario looks like, then planning accordingly.
Ask yourself these questions:
- What would happen if you found yourself without a roof over your head?
- What solutions can you come up with?
- Does your living area have organizations that can help you out while you’re getting back on your feet?
If you’re moving to a new area, make sure to research these details first.
All in all, moving out with no money isn’t the easiest of tasks. Right off the bat, you should know that you’ll have to make a lot of sacrifices. These can be anything from moving to an apartment that isn’t your dream home to living on a very tight budget. You’re bound to hit a few bumps in the road, but it doesn’t mean that it’s impossible.
Though the steps above don’t guarantee your success, they can still serve as a great guide on moving out with no money. With proper planning, even the most frightful of situations can be overcome.